By the nature of their work, contractors have a number of unique risks that they face. Contractors typically have transportation as part of their daily work - Transporting tools, equipment, employees and supplies to and from and between job sites. Equipment and supplies are often stored both off and on-site.

In order to even bid on some jobs, various bonds are often rquired and a variety of types of liability insurance are required.
Some specific types of insurance that contractors require are as follows: pre-qualification letters, bid bonds contractors, surety bonds, commercial general liability, design/build errors and omissions, environmental impairment liability, builders risk, while work is in progress, rented contractors equipment, fleet coverage for the various vehicles, certificates of insurance.

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